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ANNEX- I

Service Charges - Retail Loans  

* Service Tax @10.30%

Loan Application Form Charges

Rs.100/- (inclusive of Service Tax)

(w.e.f. 1/1/2012)

Loan Processing Charges

Non Refundable *

Upto  Rs. 50000/- Rs. 250/-*

Above Rs. 50000/- Rs 500/- *

In addition to above following charges are levied,

Upto Rs. 10 lacs - 0.25% for sanctioned amount

>rs. 10 lacs to Rs.50  lacs - 0.50% of Sanctioned amount Maximum Rs. 2.50 lacs.

 

Prepayment Charges

2% of the outstanding amount at the time of pre-closure of the credit facilities

No due Certificate

Rs. 50/- per certificate *

Solvency Certificate

Upto Rs. 10 lacs- Rs.1000/- per certificate

>Rs.10 lacs to Rs.25 lacs - Rs. 2500/- Per certificate *

> Rs. 25 lacs to Rs.50/- lacs - Rs.5000/- Per Certificate *

> Rs. 50/lacs - Rs. 10000/- Per certificate

 

Charges for late payment of EMI

2% over and above the contracted rate per EMI

Charges for changing from fixed to floating rates of interest

NA

Charges for changing from float to fixed rates of interest

NA


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127, Samruddhi Bungalow,  1ST Floor, Vallabhbhai Road, Opp.Rly. St., Vile Parle (West), Mumbai - 400 056
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