ANNEX- I
Service Charges - Retail Loans
|
Loan Processing Charges |
Non Refundable *
Upto Rs.50,000/- Rs. 100/-
Above Rs.50,000/- Rs. 250/-
In addition to above following charges are levied -
- Upto Rs.10 lacs - 0.25% of the sanctioned amount
- Above Rs.10 lacs to Rs.50 lacs - 0.50% of the sanctioned amount
Maximum Rs. 2 lacs
|
|
Prepayment Charges |
2% of the outstanding amount at the time of pre-closure
of the credit facilities |
|
No due Certificate |
Rs. 25/- per certificate |
|
Solvency Certificate |
Upto Rs.10 lacs Rs.1,000/- per certificate
> Rs.10/- lacs to Rs.25/- lacs Rs.2,500/- per certificate
> Rs.25/- lacs to Rs.50/- lacs Rs.5,000/- per certificate
> Rs.50/- lacs Rs.10,000/- per certificate |
|
Charges for late payment of EMI |
2% over and above the contracted rate per EMI |
|
Charges for changing from fixed to floating rates of
interest |
NA |
|
Charges for changing from float to fixed rates of
interest |
NA |
|
|
|
