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ANNEX- I

Service Charges - Retail Loans

Loan Application Form Charges

Rs.100/- (inclusive of Service Tax)

(w.e.f. 28th May, 2009)

Loan Processing Charges

Non Refundable *

Rs. 500/- + Service Taxes (at actual)

In addition to above following charges are levied -

- Upto Rs.10 lacs - 0.25% of the sanctioned amount
- Above Rs.10 lacs to Rs.50 lacs - 0.50% of the sanctioned amount

Maximum Rs. 2 lacs

(w.e.f. 28th May, 2009)

Prepayment Charges

2% of the outstanding amount at the time of pre-closure of the credit facilities

No due Certificate

Rs. 25/- per certificate

Solvency Certificate

Amount

Charges per certificate

Upto Rs.10 lacs

Rs.1,000/-

Rs.10/- lacs to Rs.25/- lacs 

Rs.2,500/-
Rs.25/- lacs to Rs.50/- lacs- Rs.5,000/-
Rs.50/- lacs & above Rs.10,000/-

Charges for late payment of EMI

2% over and above the contracted rate per EMI

Charges for changing from fixed to floating rates of interest

NA

Charges for changing from float to fixed rates of interest

NA


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