Balance enquiry

NIL

Balance Certificate

Rs.50/- per certificate

Interest Certificate

Rs.50/- per certificate

Account closure

Rs.150/- (SB account within 6 months, Current account any point of time) CC/OD Rs.150 within  six month - Rs. 50/- after six month - no - no charge if the closure is on account of death of customer *

- Re.1 to 1 lacs    - Rs. 50/- *
- above Rs.1 lacs - Rs.100 per 1 lacs *  maximum upto Rs.1500/- *

All the above prices are plus service tax at actual

Issuance /obtaining of status/Confidential Report

Rs.50/-  per card

Photo attestation

Rs.25/- *

Signature attestation 

Rs.25/- per attestation *

Stop Payment Charges

Rs.50/- per instrument *

Inoperative account

NIL

Cost of MICR Cheque Book

For Savings Account Re.2.50/- per leaf over and above 30 leaves free during the financial year

Standing Instructions

Rs.15/- per transaction + charges for DD / Payorder and Postage

Change in the account operating instructions

Rs. 50/- per instance for Current Accounts only

Collection of OBC – Bills / Cheques

0.50% of the bill / cheque amount, (minimum Rs.10/-) plus Postage @ actuals. *

Purchase of OBC Cheques

Interest @16% in addition to charges as above

Collection of Inward Bills / Cheque

0.50% of the bill / cheque amount, (minimum Rs.50/-) plus Postage @ actuals. *

Inspection Charges

Rs.250/- + Service tax (at actual) per quarter for CC/CCB accounts

Godown inspection

Rs. 300/- per visit + actual expense

Stock/ Book Debt Statements scrutiny charges

Rs.150/- quarterly + Actual expenses

Delivery of pledge stock

Actual cost plus Rs.300/- per delivery

Gold appraisal charges (valuation).

Actual charges of Appraiser plus Rs.300/-

Purchase of OBC cheques

Interest @16 % in addition to charges as above

Bill discounting under L/C.

Rate of discounting as approved by A.O. from time to time as the same is market driven

Against effect charges.

18%

Temporary Overdraft in Current Accounts

18%

Temporary excess in CC/OD account.

2% over and above the normal rate of interest

Penalty for non-submission of Stock / Book Debt statements. (If not received by 10th of the following month)

2% p.a. over rate of interest applicable from 1st of the month

Penalty for non-renewal of advances.

2% p.a. over sanction rate

Guarantees.

@0.75% per quarter or part thereof - min. for 2 quarters + Rs.100/-

Collection of proceeds of NSC’s / KVP’s/ R.B.I. Bonds etc.

Actual Expenses incurred plus Rs.50/- per instance

Notice of default/ Reminders

For Legal Notice.

Actual Postal / Courier charges plus Rs.25/-

Legal Charges Rs. 150/- + Actual Expenses

Loss of token

Rs. 50/- per token

Fate enquiry

Rs.50/- plus actual expenses