| Progress
at Glance |
|
|
|
The Business growth for the year
ended 31st
March, 2006 is given as under -
 |
Financial Pulse |
 |
 |
 (Rs. in Crores)
|
CATEGORY |
YEAR 1991 |
YEAR 2005 |
YEAR 2006 |
OVERALL PERFORMANCE
|
|
Deposits |
30.43 |
416.41 |
440.80 |
14.48 times |
|
Advance |
22.51 |
183.55 |
219.45 |
9.74 times |
|
Net Profit |
0.53 |
1.83 |
1.28 |
2.41 times |
|
Capital |
0.72 |
6.90 |
7.25 |
10.07 times |
|
Reserves |
3.31 |
51.42 |
54.19 |
16.37 times |
|
No. of Shareholders |
14402 |
53581 |
55638 |
3.86 times |
|
CRAR |
|
14.55% |
14.76% |
|
|
Net NPA |
|
2.50% |
2.12% |
|
|
Audit Classification |
"A" |
"A" |
"A" |
|
|
 |
 |
 |
 |
Income and Expenditure Results for the year ended 31st
March, 2006
|
|
Financial Results |
|
|
|
(Rs. in Lacs )
|
CATEGORY |
31-03-2005 |
% of
Total |
31-03-2006 |
% of
Total |
|
Interest Income |
3992.85 |
64.25 |
4213.95 |
83.72 |
|
Treasury Profit |
-139.75 |
-2.25 |
26.99 |
0.54 |
|
Non Fund Based Income |
394.17 |
6.35 |
419.66 |
8.33 |
|
Reserves Written Back |
1966.96 |
31.65 |
372.76 |
7.41 |
|
Total Income |
6214.23 |
100 |
5033.36 |
100 |
|
Expenditure & Provisions - |
|
|
|
|
|
Interest paid on Deposits & Borrowings |
2771.92 |
44.61 |
2809.34 |
55.81 |
|
Establishment Expenses |
871.98 |
14.03 |
957.08 |
19.01 |
|
Administrative Expenditure |
666.51 |
10.72 |
705.15 |
14.01 |
|
Depreciation |
222.36 |
3.59 |
222.73 |
4.43 |
|
Total Exp. & Provisions (A) |
4532.77 |
72.95 |
4694.30 |
93.26 |
|
Provisions - |
|
|
|
|
|
Reserve
for Bad & Doubtful Debts |
16.07 |
0.25 |
40.06 |
0.80 |
|
Investment Depreciation |
1482.49 |
23.86 |
171.23 |
3.40 |
|
Total Provisions (B) |
1498.56 |
24.11 |
211.29 |
4.20 |
|
Net
Profit (C) |
182.90 |
2.94 |
127.77 |
2.54 |
|
Total of (A) + (B) + (C) |
6214.23 |
100 |
5033.36 |
100 | |
|
|
|
|
|
PREVIOUS YEARS ....
|
|
