| Progress
at Glance |
|
|
|
The Business growth for the year
ended 31st
March, 2005 is given as under -
 |
Financial Pulse |
 |
 |
 (Rs. in Crores)
|
CATEGORY |
YEAR 1991 |
YEAR 2004 |
YEAR 2005 |
OVERALL
PERFORMANCE
|
|
Deposits |
30.43 |
387.42 |
416.41 |
13.68 times |
|
Advance |
22.51 |
169.43 |
183.55 |
8.15 times |
|
Net Profit |
0.53 |
4.71 |
1.83 |
3.45 times |
|
Capital |
0.72 |
6.37 |
6.90 |
9.58 times |
|
Reserves |
3.31 |
53.62 |
51.42 |
15.53 times |
|
No.of Shareholders |
14402 |
51576 |
53581 |
3.72 times |
|
CRAR |
|
20.37% |
14.55% |
|
|
Net NPA |
|
2.14% |
2.50% |
|
|
Audit Classification |
"A" |
"A" |
"A" |
| |
 |
 |
 |
 |
Income and Expenditure Results for the year ended 31st
March, 2005
|
|
Financial Results |
|
|
|
(Rs. in Lacs )
|
CATEGORY |
31-03-2004 |
% of
Total |
31-03-2005 |
% of
Total |
|
Interest Income |
4009.17 |
76.06 |
3992.85 |
64.25 |
|
Treasury Profit |
956.59 |
18.15 |
-139.75 |
-2.25 |
|
Non Fund Based Income |
305.10 |
5.79 |
2361.13 |
38.00 |
|
Total Income |
5270.86 |
100 |
6214.23 |
100 |
|
Expenditure & Provisions - |
|
|
|
|
|
Interest paid on Deposits & Borrowings |
2739.90 |
51.98 |
2771.92 |
44.61 |
|
Establishment Expenses |
857.28 |
16.26 |
871.98 |
14.03 |
|
Administrative Expenditure |
771.90 |
14.65 |
666.51 |
10.72 |
|
Depreciation |
188.67 |
3.58 |
222.36 |
3.59 |
|
Total Exp. & Provisions (A) |
4557.75 |
86.47 |
4532.77 |
72.95 |
|
Provisions - |
|
|
|
|
|
Reserve
for Bad & Doubtful Debts |
188.83 |
3.58 |
16.07 |
0.25 |
|
Investment Depreciation |
53.78 |
1.02 |
1482.49 |
23.86 |
|
Total Provisions (B) |
242.61 |
4.60 |
1498.56 |
24.11 |
|
Net
Profit (C) |
470.50 |
8.93 |
182.90 |
2.94 |
|
Total of (A) + (B) + (C) |
5270.86 |
100 |
6214.23 |
100 | |
|
|
|
|
|
PREVIOUS YEARS ....
|
|
