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  Progress at Glance


 

The Business growth for the year ended 31st March, 2007 is given as under -

Financial Pulse

(Rs. in Crores)

CATEGORY

YEAR 1991

YEAR 2006

YEAR 2007

OVERALL PERFORMANCE

Deposits 30.43 440.80 510.05 16.76 times
Advance 22.51 219.45 266.06 11.82 times
Net Profit 0.53 1.28 1.19 2.25 times
Capital 0.72 7.25 7.52 10.44 times
Reserves 3.31 54.19 49.65 15.00 times
No. of Shareholders 14402 55638 60207 4.18 times
CRAR   14.76% 11.21%  
Net NPA   2.12% 2.24%  

Audit Classification

"A" "A" "A"  

Income and Expenditure Results for the year ended 31st March, 2007

Financial Results

(Rs. in Lacs )

CATEGORY

31-03-2006

% of
Total

31-03-2007

% of
Total

Interest Income 4213.95 83.72 4547.84 80.56
Treasury Profit 26.99 0.54 20.76 0.37
Non Fund Based Income 419.66 8.33 574.12 10.17
Reserves Written Back 372.76 7.41 502.56 8.90
Total Income 5033.36 100 5645.28 100

Expenditure & Provisions -

       
Interest paid on Deposits & Borrowings 2809.34 55.81 3106.94 55.03
Establishment Expenses 957.08 19.01 1047.99 18.56
Administrative Expenditure 705.15 14.01 841.47 14.91
Depreciation 222.73 4.43 234.22 4.15
Total Exp. & Provisions (A) 4694.30 93.26 5230.62 92.65

Provisions -

       
Reserve for Bad & Doubtful Debts 40.06 0.80 73.17 1.30
Investment Depreciation 171.23 3.40 205.44 3.64
Fringe Benefit Tax - - 4.76 0.08
Other Provisions - - 2.60 0.50
Deferred Tax - - 9.21 0.16

Total Provisions  (B)

211.29 4.20 295.18 5.23
Net Profit  (C)  127.77 2.54 119.48 2.12

Total of (A) + (B) + (C)

5033.36 100 5645.28 100
 

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