| Progress
at Glance |
|
|
|
The Business growth for the year
ended 31st
March, 2007 is given as under -
 |
Financial Pulse |
 |
 |
 (Rs. in Crores)
|
CATEGORY |
YEAR 1991 |
YEAR 2006 |
YEAR 2007 |
OVERALL PERFORMANCE
|
|
Deposits |
30.43 |
440.80 |
510.05 |
16.76 times |
|
Advance |
22.51 |
219.45 |
266.06 |
11.82 times |
|
Net Profit |
0.53 |
1.28 |
1.19 |
2.25 times |
|
Capital |
0.72 |
7.25 |
7.52 |
10.44 times |
|
Reserves |
3.31 |
54.19 |
49.65 |
15.00 times |
|
No. of Shareholders |
14402 |
55638 |
60207 |
4.18 times |
|
CRAR |
|
14.76% |
11.21% |
|
|
Net NPA |
|
2.12% |
2.24% |
|
|
Audit Classification |
"A" |
"A" |
"A" |
|
|
 |
 |
 |
 |
Income and Expenditure Results for the year ended 31st
March, 2007
|
|
Financial Results |
|
|
|
(Rs. in Lacs )
|
CATEGORY |
31-03-2006 |
% of
Total |
31-03-2007 |
% of
Total |
|
Interest Income |
4213.95 |
83.72 |
4547.84 |
80.56 |
|
Treasury Profit |
26.99 |
0.54 |
20.76 |
0.37 |
|
Non Fund Based Income |
419.66 |
8.33 |
574.12 |
10.17 |
|
Reserves Written Back |
372.76 |
7.41 |
502.56 |
8.90 |
|
Total Income |
5033.36 |
100 |
5645.28 |
100 |
|
Expenditure & Provisions - |
|
|
|
|
|
Interest paid on Deposits & Borrowings |
2809.34 |
55.81 |
3106.94 |
55.03 |
|
Establishment Expenses |
957.08 |
19.01 |
1047.99 |
18.56 |
|
Administrative Expenditure |
705.15 |
14.01 |
841.47 |
14.91 |
|
Depreciation |
222.73 |
4.43 |
234.22 |
4.15 |
|
Total Exp. & Provisions (A) |
4694.30 |
93.26 |
5230.62 |
92.65 |
|
Provisions - |
|
|
|
|
|
Reserve
for Bad & Doubtful Debts |
40.06 |
0.80 |
73.17 |
1.30 |
|
Investment Depreciation |
171.23 |
3.40 |
205.44 |
3.64 |
|
Fringe Benefit Tax |
- |
- |
4.76 |
0.08 |
|
Other Provisions |
- |
- |
2.60 |
0.50 |
|
Deferred Tax |
- |
- |
9.21 |
0.16 |
|
Total Provisions (B) |
211.29 |
4.20 |
295.18 |
5.23 |
|
Net
Profit (C) |
127.77 |
2.54 |
119.48 |
2.12 |
|
Total of (A) + (B) + (C) |
5033.36 |
100 |
5645.28 |
100 | |
|
|
|
|
|
PREVIOUS YEARS ....
|
|
