| Progress
at Glance |
|
|
|
The Business growth for the year
ended 31st
March, 2009 is given as under -
 |
Financial Pulse |
 |
 |
 (Rs. in Crores)
|
CATEGORY |
YEAR 1991 |
YEAR 2008 |
YEAR 2009 |
OVERALL PERFORMANCE
|
|
Deposits |
30.43 |
628.03 |
719.17 |
23.63 times |
|
Advance |
22.51 |
380.15 |
406.29 |
18.04 times |
|
Net Profit |
0.53 |
2.67 |
3.40 |
6.41 times |
|
Capital |
0.72 |
9.88 |
11.45 |
15.90 times |
|
Reserves |
3.31 |
55.86 |
51.88 |
15.67times |
|
No. of Shareholders |
14402 |
62410 |
64275 |
4.46 times |
|
CRAR |
|
11.01% |
10.74% |
|
|
Net NPA |
|
2.21% |
2.44% |
|
|
Audit Classification |
"A" |
"A" |
"A" |
|
|
 |
 |
 |
 |
Income and Expenditure Results for the year ended 31st
March, 2009
|
|
Financial Results |
|
|
|
(Rs. in Lacs )
|
CATEGORY |
31-03-2008 |
% of
Total |
31-03-2009 |
% of
Total |
|
Interest Income |
5547.47 |
86.23 |
6450.20 |
86.06 |
|
Treasury Profit |
7.73 |
0.12 |
118.62 |
1.58 |
|
Non Fund Based Income |
823.44 |
12.80 |
724.46 |
9.67 |
|
Excess Provision written bank |
|
|
103.77 |
1.38 |
|
Deferred Tax Credit |
54.42 |
0.85 |
97.77 |
1.31 |
|
Total Income |
6433.06 |
100 |
7494.82 |
100 |
|
Expenditure & Provisions - |
|
|
|
|
|
Interest paid on Deposits & Borrowings |
3401.73 |
52.88 |
4459.86 |
59.51 |
|
Establishment Expenses |
1159.25 |
18.02 |
1223.19 |
16.32 |
|
Administrative Expenditure |
845.85 |
13.15 |
1024.98 |
13.68 |
|
Depreciation |
241.04 |
3.75 |
168.94 |
2.25 |
|
Total Exp. & Provisions (A) |
5647.87 |
87.80 |
6876.97 |
91.78 |
|
Provisions - |
|
|
|
|
|
Reserve
for Bad & Doubtful Debts |
70.00 |
1.09 |
100.00 |
1.33 |
|
Investment Depreciation |
439.94 |
6.84 |
169.29 |
2.26 |
|
Fringe Benefit Tax |
5.55 |
0.09 |
8.40 |
0.11 |
|
Other Provisions |
- |
- |
|
|
|
Deferred Tax |
- |
- |
|
|
|
Income Tax |
2.26 |
0.04 |
|
|
|
Total Provisions (B) |
517.75 |
8.06 |
277.69 |
3.70 |
|
Net
Profit (C) |
267.44 |
4.16 |
340.16 |
4.54 |
|
|
|
|
|
|
PREVIOUS YEARS ....
|
|
