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 Deposit Schemes

Kapol Tax Saving Deposit Scheme

The Kapol Bank has introduced a new scheme vide which you can not only deposit your amount and avails best interest rates but also you can get the tax deduction, the details as below :-

  • Investment upto Rs.1,00,000/-
  • Period of Deposits : 5 years (Lock-in-Period)
  • Tax Relief under Sec 80C of the Income Tax Act.
  • Rate of Interest : 9% with quarterly rests.
  • Interest is taxable

Term Deposits

We are offering the following interest rates to the deposits, as on 16th November, 2009 -

Interest  Rates

PERIOD OF TERM DEPOSITS

INDIVIDUAL, CO-OP HSG. SOC & REGISTERED TRUST

SR. CITIZEN
15 to 45 days 3.25% 3.75%
46 to 90 days 4.50% 5.00%
91 to 180 days 5.50% 6.00%

181 to  Less than  12 months

 6.25% 6.75%
12 months less than 24 months 7.00% 7.50%
24 months - 36 months 7.25% 7.75%
above 36 months - 60 months 7.25% 7.75%
above 60 months 7.00% 7.50%

Lakhpati Scheme (Kuber Nidhi)

You can become a Lakhpati by investing in this Scheme. Under the Lakhpati (Kuber Nidhi) scheme, you deposit only Rs.1319/- per month and become lakhpati in 5 yrs.

The Scheme is as follows -

( Individuals )

Monthly Installments

Period

 

Maturity Value

Rs.1,390/-

60 months

 7.25% p.a.

Rs.1,00,649/-

Rs.1,795/-

48 months

 7.25% p.a.

Rs.1,00,117/-

Rs.2,490/-

36 months

 7.25% p.a.

Rs.1,00,334/-

Rs.3,875/-

24 months

 7.00% p.a.

Rs.1,00,052/-

Rs.8,025/-

12 months

 7.00% p.a.

Rs.1,00,009/-

( Sr. Citizens )

Rs.1,365/-

60 months

 7.75% p.a.

Rs.1,00,155/-

Rs.1,775/-

48 months

 7.75% p.a.

Rs.1,00,047/-

Rs.2,465/-

36 months

 7.75% p.a.

Rs.1,00,108/-

Rs.3,835/-

24 months

 7.75% p.a.

Rs.1.00,059/-

Rs.8,010/-

12 months

 7.50% p.a.

Rs.1,00,090/-

Fixed Deposits

Under this scheme, you can deposit for various periods ranging from 30 days to 72 months. Interest is paid on monthly / quarterly / half yearly / yearly basis, as desired by you.

Sanchay Nidhi

Under this scheme you can deposit for any period from 12 months to 72 months. This is a reinvestment scheme, interest is calculated on quarterly basis and compounded.

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127, Samruddhi Bungalow,  1ST Floor, Vallabhbhai Road, Opp.Rly. St., Vile Parle (West), Mumbai - 400 056
Tel.: (022) 26125906-08 Fax: 26125912 email : kapol@kapolbank.com

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